The commenter, a licensed appraiser, supports the proposed action to require separate disclosure of appraiser fees and AMC administrative fees. They argue that this transparency is necessary to protect consumers and ensure they understand how their money is being distributed.

The commenter, identifying as an advocate for consumer transparency, supports requiring separate line-item disclosures for appraiser fees and appraisal management company (AMC) fees in real estate transactions. They argue that this transparency would allow for better comparison shopping, ensure accurate representation of costs, and expose the profit margins and potential biases of AMCs.

The commenter argues that the current fee structure for appraisals is deceptive and suppresses appraiser pay while benefiting lenders. They support the CFPB RFI's goal of reworking TRID and fee disclosures to allow for a free market where appraiser fees are clearly separated from Appraisal Management Company (AMC) fees.

The commenter, an appraiser, expresses frustration with the current business model of Appraisal Management Companies (AMCs), claiming they have monopolized the industry and reduced appraiser pay. They do not state a specific position on a proposed action, but rather describe the negative impact of the current market structure.

The commenter argues that the current "0% tolerance fee rule" and disclosure requirements allow Appraisal Management Companies (AMCs) to engage in fee suppression and deceptive practices. They advocate for reworking these rules to allow for a free market where appraiser fees are transparently separated from AMC fees and reflect the actual complexity of the work.

The commenter argues that the current "0% tolerance fee rule" and disclosure requirements allow Appraisal Management Companies (AMCs) to suppress appraiser fees and deceive consumers. They advocate for reworking these rules to allow for a free market where appraisal fees reflect the complexity of the work and the appraiser's experience.

The commenter argues that the current "0% tolerance" fee rule and disclosure requirements allow Appraisal Management Companies (AMCs) to suppress appraiser fees and deceive consumers. They advocate for reworking these rules to allow for a free market where appraiser fees are transparently separated from AMC fees and reflect the actual complexity of the work.

The commenter supports the CFPB's action to require separate disclosures for appraiser fees and AMC administration fees. They argue that bundling these fees misleads consumers, suppresses appraiser pay, and harms appraisal quality by prioritizing low cost over qualification.