Fairway Consumer Discount Company
BusinessSupport
Regulatory burden on small lenders
CFPB-2026-0018-0001
Comments
82
Last activity Aug 3, 2026
Deadline
--
Net supportiSupport minus oppose · campaigns included
+56%
+56% excluding campaigns
Document
Details
The document's own metadata, straight from the source system.
Analysis
Overview
What the public is saying — stance, who's commenting, and the issues they raise.
Include campaigns
Analyzed 77 of 82 comments
94%· analysis in progress
Stance breakdown
+56%
Net support
Support52Oppose9Other16Not yet analyzed5
Aggregates include form-letter campaigns. Excluding them, net support is +56% across organic comments.
Who commented
Breakdown by commenter type.
Academic
1
Business
14
Individual
45
Advocacy
1
Other
16
Not yet analyzed
5
Comments over time
Weekly arrivals, stacked by stance.
Jul 6Jul 13Jul 20Jul 27Aug 3
Support52Oppose9Other16
Support × commenter type
How each type splits across stance.
Support
Oppose
Other
Individual
58%
13%
29%
Other
88%
6%
6%
Business
71%
14%
14%
Academic
100%
0%
0%
Advocacy
100%
0%
0%
Issues raised
The docket's canonical issues. Select one to browse its comments.
Trid rule impact25
Appraisal fee transparency15
Regulatory burden and transparency13
Appraisal management company regulation12
Regulatory burden on small lenders12
Appraisal fee transparency9
Cd format and clarity6
Appraisal fee suppression4
Lender communication delays4
Closing document delivery timing2
Position map
Who stands where on each issue?
Every non-silent position is backed by an excerpt from the comment.
Issues shown
Choose up to five.
| Organization | Trid rule impact | Regulatory burden on small lenders | Appraisal fee transparency |
|---|---|---|---|
Fairway Consumer Discount Company BusinessSupport Mark Warshal of Fairway Consumer Discount Company, a small mortgage lender, argues that cumulative regulatory requiremen | · | · | |
Ohnward Bancshares, Inc. BusinessSupport Brian Holst, representing Ohnward Bancshares, Inc. | · | · | |
Oostburg State Bank BusinessSupport Kristen S. | · | · | |
RiverStone Lending LLC BusinessSupport A licensed mortgage broker supports the Bureau's request for information on reducing compliance friction and expanding c | · | · |
Ohnward Bancshares, Inc.
BusinessSupport
Trid rule impact
Oostburg State Bank
BusinessSupport
Trid rule impact
RiverStone Lending LLC
BusinessSupport
Trid rule impact
3 organization-typed comments could not be identified.
Comments
Explorer
Every mirrored comment — filter by stance, campaign, or issue.
Filter:
- Jul 10, 2026Jackson Miller Law, LLCOtherBusiness
The commenter, a real estate closing attorney/title agent, expresses concerns regarding the current practices of lenders who provide final closing documents too late for adequate review. They advocate for a requirement that final document packages be received by title companies at least one full business day prior to signing.
Read comment → - Jul 10, 2026John MeussnerSupportIndividual
A mortgage professional argues that current TRID regulations (specifically regarding APR disclosures, rescission periods, redisclosures, and CD layouts) create unnecessary burdens, costs, and confusion for both lenders and consumers. The commenter supports the proposed changes to streamline these processes and reduce the costs associated with mortgage compliance.
Read comment →