Payward National Trust Company
Details
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- Title
- Payward National Trust Company
- Posted
- Jun 16, 2026
- Comment period
- Jun 16, 2026 – Jun 9, 2026
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- Jun 8, 2026NCRC Public Comment on Payward 060826OpposeAdvocacy📎 Attachment
The National Community Reinvestment Coalition (NCRC) opposes Payward, Inc.’s application for a national trust bank charter. They argue that the charter exceeds the OCC's statutory authority, creates regulatory arbitrage by bypassing community reinvestment requirements, and poses significant risks to consumer safety and financial stability.
Read comment → - Jun 8, 2026ICBA Public Comment re Payward 6.8.26OpposeTrade association📎 Attachment
The Independent Community Bankers of America (ICBA) opposes the application by Payward National Trust Company for a National Trust Bank Charter. They argue that the application is legally and procedurally flawed, poses significant concentration risks in volatile digital assets, and lacks sufficient independent oversight and compliance controls.
Read comment → - Jun 8, 2026BPI Public Comment re Payward 6-8-26OpposeAdvocacy📎 Attachment
The Bank Policy Institute, a nonpartisan public policy and advocacy group representing universal and regional banks, opposes the national trust bank charter application for Payward National Trust Company. They argue that the application exceeds the OCC's authority, lacks transparency, and poses significant systemic risks due to the inherent volatility of the digital asset market and potential impacts on traditional bank credit.
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