Comment from Kinecta Federal Credit Union

June 23, 2026 National Credit Union Administration Attention: Melane Conyers-Ausbrooks, Secretary of the Board 1775 Duke Street Alexandria, Virginia 22314-3428 Re: Response to NCUA Request for Information (RFI 2026-08023) Enhancing and Streamlining Data Collection from Credit Unions Dear Ms. Conyers-Ausbrooks: Kinecta Federal Credit Union appreciates the opportunity to provide comments in response to the National Credit Union Administration’s Request for Information (RFI 2026-08023) regarding opportunities to enhance and streamline data collection through the Call Report (Form 5300), Corporate Call Report, and Profile (Form 4501A). Kinecta Federal Credit Union is a federally chartered credit union serving over 230,000 members with assets exceeding $6.4 billion across 23 branches in California and New York. Kinecta Federal Credit Union respectfully submits the following recommendations to enhance the efficiency, clarity, and consistency of the NCUA Call Report (Form 5300) process. These recommendations focus on two key areas: reporting related to the Loan Participation Purchases and aggregation of data from multiple internal systems; and manual mapping to NCUA’s reporting schema. 1.Reporting related to the loan participation purchases: One time-consuming area is reporting related to loan participation purchases, particularly related to true-up of 1-month lag resulting from late reporting from the originating lender. Beginning Q2 2024, we were required to true-up this timing which requires several hours of manual work to estimate the values for month-end accrual. Recommendation Eliminate the top side entry going forward to reduce manual processes and reconciliation burden. This will certainly help other CU loan participants as well. 2.Aggregation of data from multiple internal systems and manual mapping to NCUA’s reporting schema: Call Report process requires aggregation of data from multiple internal systems and manual mapping to NCUA’s reporting schema, particularly loans and deposits. This often results in redundant data processing, and reconciliation burden between general ledger and call report outputs all which increase operational risk tied to manual processes. To decrease the efforts and risks around fragmented data structure, Kinecta is implementing a finance platform used for financial reporting, which may assist with aggregation of data for Call Report purposes. Recommendation Enable secure API-based connectivity to allow CUs to submit Call Report data directly from internal system(s). This will reduce reliance on manual file processing and uploads and will result in improvement of data integrity by minimizing touchpoints. Thank you for considering Kinecta’s perspective and allowing us to contribute to the ongoing dialogue on this principal issue. Sincerely, Monica DiSandro Vice President, Controller