Comment from April, walter

I am submitting this comment as an individual commenter. I support the National Credit Union Administration's proposal to simplify its regulations by removing provisions that merely reference requirements located elsewhere in the agency's regulations. Streamlining regulatory language can make compliance easier for federally insured credit unions, particularly smaller institutions with limited compliance resources, while maintaining the same substantive requirements and consumer protections. I agree that reducing unnecessary duplication and cross-references may improve the accessibility and readability of the regulations. However, I encourage the NCUA to continue providing clear guidance documents or reference materials to help credit unions quickly identify all applicable requirements after these provisions are removed. Maintaining transparency and ease of access will help ensure that regulatory simplification does not unintentionally create confusion for regulated entities. Overall, I support the proposed rule because it appears to reduce regulatory complexity without altering the underlying compliance obligations of federally insured credit unions. Individual Commenter Identification Number: 58321