Comment on FR Doc # 2026-06271

Re: Proposed Rules Implementing the Anti-Money Laundering Whistleblower Improvement Act Docket: FINCEN-2026-0067 My name is Robert Barwick. I am a concerned citizen and a supporter of anti-corruption efforts. I am aware of someone who may choose not to submit a whistleblower report unless confidentiality is clearly assured and protected. The matter involves hundreds of individuals whose earnings support their families. Strong confidentiality protections are essential. Without them, people with important information may remain silent out of fear of retaliation, financial harm, or professional consequences. Large companies should not be allowed to use their size and leverage to avoid accountability or to deprive individuals of compensation they have earned. People who do the work should be paid for it, and those who report misconduct should be protected. FinCEN’s proposed rules implementing the Anti-Money Laundering Whistleblower Improvement Act would severely weaken the law. Congress passed this law to reward and protect the people who come forward with information about money laundering, terrorist financing, and financial crime. The proposed rules fall short of that mandate. I urge FinCEN to adopt the AML rulemaking comment submitted by the National Whistleblower Center. I am particularly concerned that the rules fail to implement the mandatory confidentiality requirements essential for the law to work, create technical procedural barriers that disqualify good-faith whistleblowers, fail to protect international whistleblowers who face severe dangers, and add disqualifications that Congress never authorized. FinCEN should implement regulations that fully support American and international whistleblowers who risk their jobs, careers, and safety by alerting the authorities to corrupt financial transactions through media reports, working with anti-corruption organizations, disclosing violations to their employer, or reporting directly to the government. The people who expose money laundering, transnational organized crime, and violations of the Bank Secrecy Act deserve meaningful protection. I urge FinCEN to get these rules right. Sincerely, Very concerned Citizen