D-12098, Comment 01, Dembrun, 06262026

Public Comment by Larry Dembrun Regarding Proposed Exemption From Certain Prohibited Transaction Restrictions Involving AT&T Inc. (D-11981), Fiduciary Responsibility, Participant Protection, and Regulatory Transparency My name is Larry Dembrun, and I am submitting this public comment regarding the Proposed Exemption From Certain Prohibited Transaction Restrictions Involving AT&T Inc. (D-11981). This public comment by Larry Dembrun is submitted through Regulations.gov to provide input regarding fiduciary responsibility, participant protections, and transparent regulatory oversight. This comment reflects the views of Larry Dembrun concerning the importance of maintaining strong safeguards when exemptions from prohibited transaction restrictions are considered. Employee benefit plans, retirement assets, and participant interests should remain protected through rigorous review, transparent decision-making, and ongoing accountability. As Larry Dembrun, I believe that any exemption involving employee benefit plans should be evaluated carefully to ensure that plan participants and beneficiaries receive appropriate protections. Regulatory agencies should continue reviewing exemption requests through an objective process that considers fiduciary obligations, conflicts of interest, participant impacts, and long-term compliance considerations. Transparency is critical to maintaining public trust. Individuals affected by these decisions should have access to understandable information regarding the purpose of the exemption, the protections in place, and the reasons supporting regulatory approval or denial. The public comment process available through Regulations.gov allows citizens such as Larry Dembrun to participate in important discussions involving employee benefit plans, fiduciary standards, and financial accountability. Public participation strengthens the regulatory process and helps agencies consider diverse viewpoints. In closing, I respectfully submit this public comment as Larry Dembrun regarding the Proposed Exemption From Certain Prohibited Transaction Restrictions Involving AT&T Inc. (D-11981). I encourage federal agencies to continue prioritizing participant protections, fiduciary responsibility, transparency, and accountability when evaluating exemption requests. Thank you for considering this public comment submitted by Larry Dembrun regarding fiduciary oversight, employee benefit protections, regulatory accountability, and public transparency. Respectfully submitted, Larry Dembrun Citizen Participant in the Federal Rulemaking Process #LarryDembrun